Yep my split is like 43% USA, 26% Uk, some in Europe and rest is round the world to try and avoid hot spots
Just came to say it pleases me that you guys are looking at funds and trackers rather than punting on stocks and crypto.
Just please don’t start a Mikey Taylor social media advice channel.
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I put £100 into BitCoin and bailed when it dropped to £58. Missed the boat I think. I do know a guy who bought one for £200 a few years ago. Hope he kept it until the £50k peak.
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I think you’re right.
When air travel in china opened back up, RR bumped as the engine service plan orders came in over night
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I use Hargreaves Landsdown to buy shares although my money is in tracker funds and not stocks.
Make use of the stocks and shares ISA there if you don’t currently have one. £20k tax free investing.
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I use Vanguard for a market tracking ISA. Although I managed to open it just before Covid and Ukraine and have so far lost 6% of my money 
. That said the fund had annual returns for the 5 years before that of between 5 and 13% so I’m sitting tight for a recovery
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I stick the child benefits into one of these - Digital Regular Saver | Regular Savings Account | NatWest
Not checked Vanguard in a while need to get back on it
Just work it out - how many bikes do you have to park up and at what price to make the economics work? A quick Google says Brussels has some of the highest per square metre rental costs in Europe at between 160-300 euros per square metre.
How many bikes can you store in a square metre? Assuming no stacking system, 3 bikes every 2 square metres?
So lets go middle of that price range - 220 euros. Double it for 2 square metres, that’s 440 euros a month you need to earn from the space just to pay the rent.
Add insurance, staff, rates, advertising, etc… and it’s gonna be maybe 480? Divide 480 by 3 and each space has to earn 160 a month rental fees to break even.
So I suggest charge of around €10 a day might make this business profitable. If you think people could stomach that it might work.
However, another quick Google suggests that therte’s already a government sponsored secure cycle parking system that charges just €15 a YEAR so the idea is a non-starter.
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Everything starts with an idea!
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